Business

Cards for Your Team, With Limits and Reporting

One account, a card for each person who needs one, and a limit on each card that you set rather than negotiate. Fund it in stablecoins or by bank transfer.

Open an Account Talk to Us
Abstract render: a row of metal plates of different heights standing under one glass bar

The Problem With Company Cards Today

Most companies solve team spending badly in one of two ways: one person's card pays for everything and the month ends in a shoebox of receipts, or everyone spends their own money and finance spends a week a month reimbursing them.

Corporate card products assume your money starts in a bank account in the country you are registered in. For a company paid in stablecoins, or paying contractors in four countries, that assumption is the whole problem. The card is fine; getting money into it is where the week goes.

This is the personal card with the parts a company needs added: many cards on one balance, a limit per card, and one export a bookkeeper can actually use.

Abstract render: a leaning stack of plates on one small pad beside a scatter of loose plates

What You Control

Every control is applied by you in the dashboard, not requested from an account manager and applied within five working days.

A card per person

Virtual cards issued immediately, physical cards where someone needs to withdraw cash or pay at a terminal that will not take a phone. Each card belongs to a named person on the account.

A limit per card

Daily, weekly or monthly, set and changed in seconds. A contractor with a $400 monthly ceiling cannot spend $4,000, which is a better control than a policy document about it.

Category and merchant rules

Allow or block whole categories — advertising, travel, software — or an individual merchant. A card for ad spend that cannot buy anything else is a card that cannot be misused.

Freeze in one tap

Someone leaves, a card is lost, something looks wrong. Freezing is instant and reversible, and it does not disturb the balance or the other cards.

One export, not twelve

Every transaction across every card in one file, with merchant, category, card holder and date. CSV today; a direct accounting integration is on the roadmap and we will not pretend it exists before it does.

Roles that mean something

An admin who can issue and freeze cards, a finance role that can see everything and change nothing, and card holders who see only their own. Least privilege applied to money.

Reporting

The Month-End Question Answered Before It Is Asked

Finance teams do not need a dashboard with a doughnut chart. They need to answer one question — what did we spend, on what, and who authorised it — without chasing six people for receipts.

  • Every transaction categorised — by merchant type, with the card holder attached
  • Receipts against the transaction — photographed by the person who spent, at the moment they spent
  • One file for the whole company — not one export per card, per month, per person
Abstract render: a fan of thin plates descending into a single thick slab

What a Corporate Account Includes

Pricing is per card rather than per seat: a person who does not spend does not cost anything.

Corporate account
Cards on one account Up to 50, more on request
Virtual card issuance $9.99 each, one-time
Physical card issuance $499.99 each, one-time
Monthly account fee $0.00
Funding in stablecoins 2.5%, the same rate as personal
Funding by bank transfer Free
Per-card limits and category rules Included
Consolidated export Included
Named contact for compliance questions Included

Volume above 50 cards is priced individually, because at that point the answer depends on your spend mix rather than a table.

How Onboarding Runs

Company onboarding is heavier than personal, and it is heavier for a reason: we have to identify the people behind the company, not just the company.

You tell us the shape of it

Jurisdiction, what the business does, roughly how much moves through it monthly, and how many cards you need. Two minutes, through the form below.

We say yes or no before you do paperwork

Some sectors and jurisdictions we cannot serve, and finding that out after a week of document collection helps nobody. We answer this part first.

Company verification

Registration documents, ownership and control structure, and identity verification for beneficial owners above the statutory threshold and for anyone who will hold a card.

Cards issued

Virtual cards immediately on approval, physical cards shipped. Limits and rules are yours to set from the first day.

Questions About Corporate Accounts

No, and it is one of the few things that will close an account outright rather than trigger a warning. Personal and business accounts carry different verification, different monitoring and different regulatory treatment. Running a business through a personal account misrepresents what the account is for, which is a problem for us and for you.

The company itself, every beneficial owner above the statutory threshold — normally twenty-five per cent — anyone with substantial control, and every person who will hold a card. That is not our preference, it is what anti-money-laundering law requires of any regulated provider.

Days rather than weeks when the documents are in order, and considerably longer when ownership runs through several entities in several countries. The single biggest determinant is how quickly you can produce the ownership chain.

Yes, at the same flat 2.5% as a personal account, from your own wallet. Bank transfer in USD or EUR is free. Which you use is a question of what you already hold rather than what costs less.

Freeze their card in one tap; the balance is unaffected because it belongs to the account, not the card. Then close the card. Their historical transactions remain in your export, which is the point of the export.

Balances are held in the currency you fund and convert at the market rate when a card is used abroad, with the fee stated separately. We are not a treasury product and will not describe ourselves as one.

In your company account. If you do not have one yet, [business accounts](/business-accounts) is the same product one layer down: details in your own name for USD, EUR, GBP and AED, with the cards drawing on that balance. You can hold the account without issuing a single card, but you cannot issue cards without an account behind them.

Corporate accounts

Tell Us What You Need

How many cards, which countries you operate in, and roughly what you spend. We answer within two working days, and we answer the eligibility question first — before you collect a single document.

  • We confirm whether we can serve your jurisdiction and sector before onboarding starts
  • A named contact rather than a ticket number
  • No obligation, and no sales sequence afterwards

We reply to business enquiries within two working days. Your details are used to answer you and nothing else.