The Card for Cash and the Real World
Some things still need a card you can hand over: a taxi at four in the morning, a hotel deposit, a market that takes cash only. This is the card for those, funded from the same account as the rest.
The Places a Phone Is Not Enough
Contactless covers most of daily life now — but not all of it. The gaps are predictable, and they tend to appear at the least convenient moment.
- Cash machines — a phone cannot withdraw at most ATMs in the world
- Hotel and car deposits — many take a physical card imprint and nothing else
- Terminals without contactless — still common outside major cities
- A dead phone battery — the one failure that makes a card in your phone useless
The Short Version
What it costs to own and to use.
One issuance fee covering the card and worldwide delivery. No annual fee — Revolut Metal and N26 Metal charge around $200 every year.
A percentage, not a flat charge, so a small withdrawal costs a small amount. The ATM's own operator fee is separate and shown before you confirm.
The same rate as every other card on the account. USDT, USDC, Bitcoin, Ethereum or a bank transfer.
Prices in USD. Blockchain network fees are charged by the network and are not ours.
What You Get
Chip, contactless and magstripe
All three, because the terminal decides which one it wants and you do not get a vote.
ATM withdrawal at 1%
Charged as a percentage of what you take out. Whatever the machine's operator adds on top is shown on screen before you confirm.
Works in the phone too
The physical card can also be added to Apple Pay and Google Pay, so ordering it does not mean carrying it every day.
Delivered worldwide
Shipped to the address on your verified account. Delivery is included in the issuance fee.
Freeze the moment it is gone
Lock the card from the dashboard the second you notice, and order a replacement without touching your balance.
Accepted in 180+ countries
It runs on the major card networks, so acceptance is the same as any bank card issued on them.
From Order to Delivery
Verify your identity and address
A document and a selfie, plus the address the card should go to. The address check is what makes physical delivery possible at all.
Pay the issuance fee
$499.99, once, covering the card and worldwide delivery. There is no annual fee afterwards.
Top up while you wait
Send crypto or a bank transfer to fund the balance. The virtual cards on your account work immediately, so you are not waiting to spend.
Activate on arrival
Confirm receipt in the app and set your PIN. From then on it works at terminals and cash machines.
Every Fee on This Card
The whole list. If a charge is not here, it does not exist.
| What | Cost |
|---|---|
| Card issuance and worldwide delivery | $499.99 once |
| Annual fee | $0 |
| Monthly fee | $0 |
| Inactivity fee | $0 |
| Crypto top-up (USDT, USDC, BTC, ETH) | 2.5% |
| Bank transfer top-up (USD, EUR) | 2.5% |
| ATM withdrawal | 1% |
| Payment in account currency | $0 |
| Payment in another currency | Market rate, no added spread |
| Freezing or unfreezing the card | $0 |
| Replacement card | $499.99 |
The ATM operator may add its own fee. That one belongs to the machine, is shown on its screen before you confirm, and is not ours. Blockchain network fees are set by the network you choose.
Common Questions
It depends on where you are, and the honest answer is that we cannot promise a date for every country. Delivery is included in the fee, and you can track the shipment from the dashboard once it is dispatched. The virtual cards on your account work from the moment you verify, so you are not waiting to spend money.
1% of the amount you withdraw. Separately, the machine's operator may charge its own fee — that is set by whoever owns the ATM, appears on the screen before you confirm, and has nothing to do with us. Declining at that screen costs nothing.
Because it is a manufactured object that has to be produced, personalised and shipped to you. That cost is real and is charged once. What we do not do is charge it again every year, which is the standard arrangement at the banks this competes with.
Yes. Ordering the physical card does not commit you to carrying it — it can live in your phone wallet as well, and many people use it that way most of the time and carry the card for cash.
Freeze it from the dashboard immediately; that stops new payments straight away. Your balance stays where it is. A replacement is ordered from the app and costs $499.99, the same as the original.
No. Cryptocurrency is not covered by deposit insurance in any jurisdiction we operate in, and blockchain transfers cannot be reversed once sent. Fiat balances are held with licensed partners in accounts kept separate from our own operating funds.
Worth reading first
- Virtual Card vs Physical Card Not a question of which is better. A virtual card fails in places a physical one does not, and the list is shorter than most people expect. Read →
- Getting Cash From a Crypto Card The issuer fee is the part you can compare in advance. The other two costs are decided at the machine, and one of them is optional. Read →
- Travelling With a Crypto Card Paying abroad is the easy part. The awkward parts are the hold at check-in and the car hire desk, and both are manageable if you know they are coming. Read →
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