Business

Recurring Revenue Share on Every Referral

A share of what we earn from each customer you bring, paid every month for as long as they stay — not a one-time bounty that stops the day they sign up.

Apply to Partner How It Pays
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Who This Works For

Four kinds of partner, with genuinely different economics. If none of these describes you, the form below is still the right place to ask.

Publishers and reviewers

Sites comparing cards and crypto services. Traffic already looking for exactly this, which is why the conversion rate is usually the highest of any channel.

Creators and communities

An audience that trusts you. Works when the recommendation is genuine and fails visibly when it is not, which is why we would rather have a smaller honest channel than a large paid-for one.

Consultancies and service firms

Accountants, relocation advisers and firms serving people who move between countries — introducing a tool their clients were going to look for anyway.

Platforms and integrators

Products whose users need a spending route for stablecoins. Usually the largest volume, and often the point at which the conversation turns into white label instead.

How the Money Works

The share is on our net revenue from the customer — the fees they actually pay us — not on their spending volume, which would be a number we could not honestly promise.

Partner
Share of net revenue Up to 10%
Paid for As long as the customer stays active
Attribution window 90 days from first click
Payout schedule Monthly, in arrears
Paid in USDC or bank transfer
Minimum payout $50, rolled over below that
Cap on earnings None
Exclusivity required None

The rate depends on volume and channel quality and is agreed in writing before you start. «Up to» in a table is a range, not a promise, and we would rather write it that way than have you discover the distinction later.

How Payouts Work

The part most programmes describe vaguely.

You get a link and a dashboard

Your own link and, where it suits your site better, a code. The dashboard shows clicks, sign-ups, verified accounts and revenue attributed to you, updated daily rather than monthly.

Attribution is recorded at first click

A ninety-day window. If someone clicks your link and opens an account eleven weeks later, it is still yours. Last-click overwriting between partners is disclosed in the terms rather than left to be discovered.

Revenue accrues monthly

Your share of what each attributed customer paid us that month. Refunds and chargebacks reverse the corresponding share, which is standard and which we mention rather than bury.

You are paid in the following month

In USDC or by bank transfer, with a statement showing which customers generated what. Below $50 the balance rolls over rather than disappearing.

Why recurring

A Bounty Pays Once. This Pays While They Stay

Most card programmes pay a fixed amount per sign-up. It is simple to run and it rewards the wrong thing: a signed-up account that never gets verified and never spends earns the same as a customer who stays for three years.

  • Aligned incentives — we both earn only if the customer finds the product worth keeping
  • No cap and no clawback after the first month — beyond the standard reversal of refunded fees
  • Paid monthly, in arrears — with a statement you can check line by line
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What We Will Not Accept

A referral programme is a marketing channel with a compliance surface. These rules exist because financial services attract exactly the promotion that gets a programme shut down.

No guaranteed returns or investment framing. This is a payment card, not an investment product.

No paid search on our brand name. Bidding on «NELVOI» sends us traffic that was already ours and charges us for it.

No incentivised or misleading traffic. Bots, cookie stuffing, fake reviews, self-referrals, or claims we do not make ourselves — including that the card is anonymous, that verification can be skipped, or that balances are insured.

No spam. Unsolicited email, comment spam and messenger blasts, whether or not they are legal where you are.

Breach of any of these reverses the commissions it generated and ends the arrangement. We review applications by hand for the same reason.

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Questions About the Programme

It depends on how many people you introduce and what they use. The share is on our net revenue from them, so a customer who buys a card and tops up regularly earns you considerably more than one who opens an account and stops. We publish the mechanism rather than an example income, because example incomes on affiliate pages are chosen to impress rather than to inform.

NELVOI is pre-launch, so nobody is earning yet. Applications are open now and are reviewed by hand; approved partners get their link and terms before public launch, which is the useful time to have them.

No, but you need a plan. «I will share it with friends» is a fine reason to use the customer referral scheme; the partner programme is for channels with some repeatability, because the reporting and the written terms only make sense at that scale.

Yes, separate from this and much simpler: existing customers get a link, both sides get a benefit. The referral page describes it. This programme is for people sending sustained traffic rather than telling a friend.

First click within the ninety-day window takes it. Where two partners both have a valid claim, the earlier click wins, and the rule is in the written terms rather than decided case by case.

Yes, at volume, and that conversation is more productive with data than before you have any. The published range is where we start; sustained quality traffic moves it.

The corresponding share is reversed in the following statement. It is not a penalty and it is not applied retroactively beyond the refunded fee itself.

Partner programme

Apply to Partner

Tell us about your audience and how you plan to promote. Every application is reviewed by a person, and you will get a real answer either way rather than silence.

  • Reviewed by hand, normally within five working days
  • Written terms and your rate before you send a single click
  • A straight no if the fit is wrong, rather than an unanswered application

We reply to business enquiries within two working days. Your details are used to answer you and nothing else.