Bring Friends. Earn From Each One.

You get paid when a friend actually opens a card — not for a signup that goes nowhere. The more people you bring, the more each one is worth.

Move the slider. The rate per friend rises with the count, and it applies to all of them — not only the ones above the step.

Friends who get a card 8
Your rate per friend $12.50
0 25+
You earn $100.00 Paid once per friend, after they pass verification and their card is issued.
Your tier 5–9
One-time rewards $100.00
Ongoing share 10% of 2.5%
Get Your Link

Figures are indicative and shown before tax. Rates are set per programme and confirmed when your link is issued.

How It Pays

Two parts: a one-time reward, and a share that keeps coming.

$20.00 Per friend, at the top tier

The rate rises in steps as your count grows, and each step lifts the rate on every friend you have brought — not only on the next one.

10% Of what they pay in fees

A share of the 2.5% conversion fee on their top-ups, for as long as they keep using the account. Not a one-off bounty.

$0 To take part

No fee to join, no minimum, and nothing to buy. You do not need to hold a paid card yourself to refer someone.

Rewards are paid in account balance or to your own wallet, once a month.

How It Works

Ask for your link

One request and you get a link tied to your account. There is nothing to apply for and no review to wait through.

Share it where it fits

A message to a friend, a post, a group. What matters is that the person on the other end actually wants a card — an unused signup pays nothing.

They verify and get a card

The reward is counted when your friend passes identity verification and their card is issued. That is the point where they become a real customer, and the point where we can pay.

You get paid

Once a month, to your balance or to your own wallet. The statement shows each friend, the rate applied and the amount, so the arithmetic can be checked.

Common Questions

When your friend passes identity verification and their card is issued — not when they click the link or create an account. Payouts run once a month for everything that qualified in the previous one.

Yes. If you reach a step, the higher rate applies to every friend you have brought, not only to the ones above it. That is why the total jumps at each step rather than creeping up.

A share of the 2.5% conversion fee your friends pay when they fund their balance. It continues while they use the account, so a friend who actually spends is worth more than one who opens a card and forgets it.

No. There is no fee to take part and nothing to buy first.

The calculator stops at 25 because that is where the top step begins, not because the programme does. Above that the rate stays at the top level. If you are bringing people at real volume, the partner programme is priced separately and pays differently.

No. Accounts that share a device, a document or a payment method with yours do not qualify, and neither do accounts opened only to collect a reward. Verification is what the reward is tied to precisely because it is hard to fake.